1. Loan Approval

  • All loans are subject to approval based on our lending criteria.
  • We reserve the right to decline any application without providing a reason.

2. Interest Rates and Fees

  • Interest rates and fees are determined based on the loan amount, term, and your creditworthiness.
  • All applicable fees will be disclosed to you before finalizing the loan agreement.

3. Repayment

  • You are required to repay the loan amount as per the agreed schedule.
  • Late payments may result in additional fees and charges.

4. Prepayment

  • You have the option to prepay the loan amount in full or in part at any time.
  • Prepayment may be subject to certain fees or penalties, which will be outlined in your loan agreement.

5. Security/Collateral

  • Some loans may require security or collateral to be provided.
  • Failure to repay the loan may result in the loss of the collateral.

6. Default

  • Failure to repay the loan as per the agreed terms may result in default.
  • In case of default, we reserve the right to take legal action to recover the outstanding amount.

7. Change of Terms

  • We reserve the right to change the terms and conditions of the loan agreement with prior notice to you.
  • Any changes will be communicated to you in writing.

8. Governing Law

  • This agreement is governed by the laws of [Your Jurisdiction].
  • Any disputes arising from this agreement will be settled in the courts of Kenya.

9. Contact Information

  • For any queries or concerns regarding your loan agreement, please contact us at:

Email :[email protected]
Tel:+25411990237
Location: Krishna center Wetlands
PO BOX 43615-00100