1. Loan Approval
- All loans are subject to approval based on our lending criteria.
- We reserve the right to decline any application without providing a reason.
2. Interest Rates and Fees
- Interest rates and fees are determined based on the loan amount, term, and your creditworthiness.
- All applicable fees will be disclosed to you before finalizing the loan agreement.
3. Repayment
- You are required to repay the loan amount as per the agreed schedule.
- Late payments may result in additional fees and charges.
4. Prepayment
- You have the option to prepay the loan amount in full or in part at any time.
- Prepayment may be subject to certain fees or penalties, which will be outlined in your loan agreement.
5. Security/Collateral
- Some loans may require security or collateral to be provided.
- Failure to repay the loan may result in the loss of the collateral.
6. Default
- Failure to repay the loan as per the agreed terms may result in default.
- In case of default, we reserve the right to take legal action to recover the outstanding amount.
7. Change of Terms
- We reserve the right to change the terms and conditions of the loan agreement with prior notice to you.
- Any changes will be communicated to you in writing.
8. Governing Law
- This agreement is governed by the laws of [Your Jurisdiction].
- Any disputes arising from this agreement will be settled in the courts of Kenya.
9. Contact Information
- For any queries or concerns regarding your loan agreement, please contact us at:
Email :[email protected]
Tel:+25411990237
Location: Krishna center Wetlands
PO BOX 43615-00100